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How Much is Financing with the Dealership Really Costing You?


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Buying a new or used vehicle can be an exciting time for anyone, but what does it cost you to finance your new ride with the dealership?

Financing your vehicle through a dealership can cost you a lot of money over the term of your loan because their interest rates are typically so high. Even when dealerships offer you their famous 0.00% APR* financing, they are taking away manufacturer rebates that would be deducted from the final sales price of the vehicle.

Click the links below and take a look at the amount of money HFCU could potentially save you over the life of your loan.

What Is Your High-Interest Rate Costing You?
What Is 0.00% APR * Financing Costing You?

At Houston Federal Credit Union we want to save you money and keep you in control of your finances with competitive auto loan rates starting as low as 2.15% APR*. Experience the credit union difference today and get your next vehicle loan with HFCU!

Apply online today, stop by any of our convenient locations, or call us toll-free at (844) VIP-HFCU.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective February 1, 2018 through February 28, 2018.