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HFCU Visa® Has Credit Card Options for Everyone


HFCU has many different Visa Credit Card options that can work for you! Plus with all HFCU Visa® Platinum Credit Cards you will enjoy a 2.99% APR¹ introductory rate for six months, no cash advance or balance transfer fees², no rate increase for late payments, and you have the ability to protect yourself against fraudulent charges that could occur with HFCU’s FREE Card Alerts and Protections Service conveniently through the HFCU mobile app³.

Which HFCU Visa® Credit Card is right for you?

  • Visa® Platinum Rewards – Earn 1.50% CASH BACK REWARDS⁴ on purchases
  • Visa® Platinum Advantage – A low-interest rate credit card that is very affordable
  • Visa® Platinum Family – Parents set customizable spending limits to teach responsible credit habits to children as young as 13 years old with this low-interest rate credit card
  • Visa® Prime Lock⁵ – Equal to the current Prime Rate, without added margins
  • Visa® Advantage Secured – Build, strengthen, or rebuild your credit if you are experiencing credit challenges such as; insufficient credit, no credit, or paying high-interest rates
  • Visa Business Platinum – A low-interest rate card with additional benefits available to card holders.

Apply online today for your new Visa Platinum Credit Card by clicking the button below, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.

Apply for Your HFCU Visa® Credit Card Today!

¹APR is Annual Percentage Rate. Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since March 15, 2020 is 3.25% APR. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Additional details are available on or by speaking to a member service representative when you become a cardholder. See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.
²Interest accrues from posting date.
³Must have compatible device. Requires iPhone® with iOS 9.0 or above. Requires Android 4.1 or above. You are responsible for any fees from your carrier, and message and data rates may apply, check with your mobile carrier. Terms and conditions may apply. Contact HFCU for more information.
⁴View HFCU Visa® Platinum Reward Program Terms and Conditions.
⁵There is a $50 annual fee with the Visa® Prime Lock.