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HFCU Relief Loan

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Houston Federal Credit Union is always ready to help our members, especially after record low temperatures that have affected so many people in the Greater Houston Area. We want to assure you that we’re here to work with you during this difficult time, both now and in the future. The HFCU Relief Loan is available for members that have experienced weather related issues and are in need of a small loan to cover expenses such as plumbing repairs, dry wall, water/mold remediation services, gas generators, etc. in increments up to $5,000* at a rate as low as 5.75% APR**.

HFCU Relief Loan Details:

  • Borrow up to $5,000*
  • Up to 36 months to repay
  • Must be a member to qualify

We’re here for you and we’ll get through this together! Applying for your HFCU relief loan is as easy as 1-2-3.

  1. Click the button below to start the application process.
  2. Conveniently and securely sign your loan paperwork remotely.
  3. Have your loan funds deposited into your checking or savings account to begin your much needed repairs.



You can also call us toll-free at 1-(844)-VIP-HFCU (1-844-847-4328) or at 281-243-0555, and we can begin working together. Our Electronic Lending Team hours are Monday – Friday 9:00 am – 7:00 pm CST and Saturday 9:00 am – 2:00 pm CST. Due to the impact this weather related event has had on our members, we are experiencing higher call volumes, and hold-times may be high. If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call as soon as possible.

*Certain terms and conditions apply, speak with a loan representative for details. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. **APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. The rate applicable to your loan will depend on your credit worthiness, including credit history and other factors. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective February 1, 2021 through February 28, 2021. Payment Example: 36 monthly payments of approximately $30.31 per $1,000 borrowed at 5.75% APR.