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HFCU can Save You Money on Your Auto Loan!


Before you buy your next vehicle, contact us at Houston Federal Credit Union! It can be a huge costly mistake to go to a dealership and purchase a vehicle without researching their loan rates, and with our auto loan rates as low as 2.05% APR*, we can really make a difference in your life and relieve any financial strain you might be experiencing. We will even provide VIP service. Ask how you can take a Vehicle Instant Purchase check to the dealer and increase your bargaining power.

Apply for an Auto Loan

Dealerships commonly carry a higher rate because their main focus is to make a profit off of you, which is not in your best interest. Our main focus is to save you money, and help you gain control over your financial life with a low affordable rate.

Already bought a car? No worries, we will still help you refinance, saving you hundreds, or possibly thousands of dollars over the life of the loan. Refinancing your vehicle loan is quick and easy, just bring us the following:

*Valid TX or state DL
*Proof of Insurance
*Current Lienholder Information

Refinance an Auto Loan

Experience the Credit Union difference. Let us help you save money today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $15,000 minimum loan. Rates are effective October 1, 2017 through December 31, 2017. Payment Example: 60 monthly payments of approximately $17.66 per $1,000 borrowed at 2.30% APR.