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Hello Spring, Hello Savings


New & Used Autos – Vehicle Instant Purchase (VIP) check

Spring is the perfect time to purchase your next vehicle! NEW or PRE-OWNED, we have the same great rate. Take advantage of our incredible auto loan rates as low as 1.75% APR* and generous terms up to 84 months to save you money. Increase your bargaining power with our Vehicle Instant Purchase (VIP) check! With our VIP check program, get pre-approved for your auto loan up to a certain amount, we give you a blank check up to that pre-approved loan amount and with your Vehicle Instant Purchase (VIP) check you can negotiate your vehicle price with the dealership. CONVENIENT! Sign your VIP check** and start saving this spring!

Plus, save money with our GAP Plus, Extended Warranties and Multi-Shield Protection*** products and services. Talk to one of our loan officers for more information on these valuable protection plans that will save you money, or email us at for details. You can also call us toll-free at 844-VIP-HFCU (844-847-4328).

Apply for your Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply, and rates are subject to change without notice. Talk to a loan representative for details. Rates are effective August 1, 2020 through August 31, 2020. Payment Example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR. 72-84 month financing requires a minimum $20,000 loan amount. **VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. See Credit Union additional terms and conditions. Some restrictions apply. ***GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.