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Get the Best Deal and Let Us Refi Your Auto!


If there’s a rebate offer on the vehicle you want by financing with the dealer, we say “take it!” However, your biggest savings may come from snagging the dealer’s rebate and then refinancing your auto loan with Houston Federal Credit Union.

When you refinance through HFCU, our lending team to find ways to save you money on your overall loan with rates as low at 1.75% APR* and terms up to 84 months. Plus, you can save even more money with our GAP Plus, Extended warranties, and Multi shield Protection Products** designed to protect your investment.

Click the button below, call us at 281.243.0500, toll-free at 866.OUR.HFCU, or stop by one of our convenient locations, and one of our lending team representatives can help you drive into the New Year with a new low-rate auto loan.

Start Saving Money and Refinance Your Auto Loan with HFCU

* APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $20,000 minimum loan. Payment Example: 60 monthly payments of approximately $17.99 per $1,000 borrowed at 3.04% APR. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. ** GAP/ExtendedWarranty/Multi-Shield Protection: See Credit Union for terms and conditions.