News Articles

Get More from an HFCU Visa Credit Card This Holiday Season


Now that the holiday shopping season is here, it’s time to start thinking about all the ways you can save money on your purchases. You could wait for Black Friday, clip coupons, anxiously wait for clearance sales, or you could change your go-to card before the holidays.

Start earning rewards, cashback, bonuses, and perks with five-card options that fit any lifestyle:

  • Visa® Platinum Advantage comes with a low-interest rate that is very affordable for our members.
  • Visa® Platinum Rewards includes a fantastic rewards program with up to 1% cashback from every purchase you make.
  • Visa® Prime Lock is equal to the current Prime Rate without any added margins. There is a $50 annual fee for Visa Prime Lock Card and additional qualifications may apply.
  • Visa® Secured can help if you’re experiencing some credit challenges such as little or no credit or paying a high-interest rate. With a credit line up to $2,500, that’s secured by the money you deposit in your share account, you can begin to build your credit history.
  • Visa® Platinum Family is an ideal solution for families to help teach financial responsibility. Family members as young as 13 receive their own family card, while the primary cardholder has control over credit limits, and everyone shares one line of credit.

All five of our Visa® Credit Cards offer numerous benefits, including a low introductory rate of 2.99% APR *, NO Annual Fees, NO cash advance or balance transfer fees at stores, online and even places that don’t accept cash or checks.

Spend a little, save a lot, and earn rewards for next year.

Apply for your Visa® Credit Card today!

*APR is Annual Percentage Rate. Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since March 15, 2020 is 3.25% APR. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Additional details are available on or by speaking to a member service representative when you become a cardholder.