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Enjoy the Simple Life


Do you already have your eye on your next ride? If you know what you’re looking for, start here with our Vehicle Instant Purchase (VIP) check to save money and simplify your life!

With our Vehicle Instant Purchase (VIP) check, you will receive a check that can be used up to the amount you are approved for to purchase your vehicle, which helps you increase your bargaining power at the dealership! Save money and take advantage of our incredible auto loan rates as low as 1.75% APR*, with terms up 84 months.

We also offer protection products such as our Guaranteed Auto Protection Plus (GAP Plus ), Extended Warranties, and Multi-Shield Protection to help you save your money on your new or used vehicle.

GAP Plus
Guaranteed Auto Protection (GAP Plus) -In the event of a total loss, our GAP Plus product may be able to pay off the remaining loan amount on your vehicle not covered by your insurance, including your deductible up to $1,000. Also, if you finance again with HFCU, we will give you $1,000 towards the loan of your next vehicle!

Extended Warranties
Don’t wait until your vehicle manufacturer’s warranty expires! Our extended warranty gives your vehicle protection that extends beyond the manufacturer’s factory warranty and covers any unexpected repairs that can save you a lot of money.

Multi-Shield Protection
Don’t worry about Metal, Nails, Potholes, Glass and Debris! Multi-Shield Protection will cover those repairs or the replacement cost with no deductible to safeguard your tires, wheels, windshield, and doors. This protection also offers emergency roadside assistance, which is available 24/7/365, and includes towing.

Apply for Your Auto Loan Today!

Apply for Your Auto Loan Today and experience the Credit Union difference with HFCU! You can also stop by any of our convenient locations, or call us toll-free at (844) VIP-HFCU.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective May 29, 2020 through June 30, 2020. Payment Example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR. 72-84 month financing requires a minimum $20,000 loan amount.