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Easy, Hassle Free Car Finance Experience!

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Car burning oil? Family outgrown your vehicle? Just need a new ride? We can help!

New, Used, or Refinance Auto Rates as Low as 2.99% APR*

Now is the time to finance your new or used vehicle, rates are still low but may not remain at this low rate. For your convenience you can apply online, anywhere, anytime on your mobile device or a desk top computer. HFCU makes auto financing easy, convenient, and puts you in charge with our VIP Check** program. With our Vehicle Instant Purchase (VIP) check** program, get pre-approved for your auto loan up to a designated amount, we give you a blank check up to that pre-approved loan amount and with your VIP Check** you can negotiate your vehicle price with the dealership; you have the bargaining power with the VIP Check** in your hand. CONVENIENT! Sign your VIP check** and start saving today!

Stuck with a HIGH Interest rate?

Already stuck with a high interest rate auto loan, refinance your auto today the HFCU way; we save you money. Bring us your auto finance paperwork from a bank, a dealership or another credit union, let us save you money. Buying a new or used auto or refinancing a high interest rate loan; you get the same low rate at HFCU!

Apply or Refinance Your Auto Loan Today!

You can also call us at 1-844-847-4328, or stop by your nearest conveniently located branch to get pre-approved or refinance with a lower rate from HFCU.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply, and rates are subject to change without notice. Talk to a loan representative for details. Rates are effective July 1, 2019 through July 31, 2019. Payment Example: 60 monthly payments of approximately $18.15 per $1,000 borrowed at 3.40% APR. 72-84 month financing requires a minimum $20,000 loan amount. **VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. See Credit Union additional terms and conditions. Some restrictions apply.