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Drive Away with BIG SAVINGS on Your Auto Loan


If you have the ride you want, but would like to keep more cash in your pocket, HFCU can help you fall into BIG savings by refinancing your auto loan. With HFCU’s auto loan rates starting as low as 1.75% APR,* affordable monthly payments, flexible terms, first payment date options, and local service you can trust, we make it easy to maximize your savings whether you’re refinancing your vehicle or purchasing a used or new car, truck or SUV.

If you’ve done your research, and you know what vehicle you want to buy; put the purchasing power in your hands before you get to the dealership with a pre-approved Vehicle Instant Purchase (VIP) Check** from Houston Federal Credit Union. Upon approval, a Vehicle Instant Purchase (VIP) Check gives you the power to negotiate your new or used car purchase as a cash buyer at a dealership. Settle on the lowest price possible with the dealership, sign your VIP check, and drive away. No more paperwork, no hidden fees, and you’ll be in the car you want!

Apply for Your Refinance, Used or New Auto Loan for BIG Savings! »

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective October 1, 2020 through October 31, 2020. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details toll-free at 1(844)VIP-HFCU or at 1(281)243-0555. Loan terms 72-84 months require a $20,000 minimum loan. Payment example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR.. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
**VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX, and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. See Credit Union for additional terms and conditions.