When it comes to choosing a new credit card, too many options can be complex and overwhelming. That’s why HFCU offers five simple solutions to suit every lifestyle and credit need. Plus, upon approval no matter the card you choose, you’ll benefit from 2.99% APR* introductory rate, NO cash advance or balance transfer fees,** NO rate increase for late payments, and you’ll have the ability to protect yourself against fraud and bring added value to your personal finances with HFCU’s FREE Card Alerts and Protections Service. ***
Whether you’re looking to earn cash back for all of your everyday spending, seeking a lower rate to transfer balances to, or trying to build (or rebuild) your credit, HFCU has a Visa® credit card that is right for you!
Visa® Platinum Advantage comes with a low-interest rate that is very affordable and convenient for our members!
Visa® Platinum Rewards includes a fantastic rewards program with 1.50% cash back rewards on qualifying purchases.****
Visa® Prime Lock is equal to the current Prime Rate without any added margins. There is a $50 annual fee for Visa Prime Lock Card and additional qualifications may apply.
Visa® Platinum Family is an ideal solution for families. Family members as young as 13 receive their own card, while the primary cardholder has control over credit limits, and everyone shares one line of credit.
Visa® Secured can help if you’re experiencing credit challenges such as; little to no credit or paying a high interest rate. With a credit line up to $2,500, that’s secured by the money you deposit in your share account, you can begin building your credit history.
Our application process is quick, easy, and only takes a few minutes! You can apply online, by clicking the button above, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU. Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. and Saturday 9:00 a.m.-2:00 p.m.