Credit cards may seem like another tool to help you make purchases, but they can be much more. When used responsibly, credit cards can help you build good credit history that can benefit you in the future. Good credit can help you negotiate lower interest rates on future loans, aide in approval for an apartment or cell phone, avoid costly utility deposits, help get lower insurance premiums, and let’s not forget…good credit gives you bragging rights.
A credit card may look like a debit card. However, instead of having funds removed directly from your checking account when you make a purchase, you’ll essentially take on a short-term loan from HFCU.
Whether you’re looking for low interest rates, cash back, or rewards on everyday purchases, we’ve got a card for you.
Enjoy a low introductory credit card rate of 2.99% APR* for six months. Plus there’s no rate increase for late payments, zero liability for any unauthorized transactions, and no fees for a cash advance or balance transfers.
Ready for a better credit card?