Ready to purchase a new or used vehicle? Don’t finance with just any lender; HFCU can provide you with better financing options that could save you hundreds to thousands of dollars over the life of your auto loan. Your savings start when you finance with our new auto loan rates as low as 1.99% APR*, or used auto loan rates as low as 2.19% APR*! Did you recently finance with another lender? Don’t let the dealers push you around and tell you that you must finance with them. It’s not too late! Apply to refinance with HFCU, and see how much you might be able to save!
Take advantage of our VIP¹ (Vehicle Instant Purchase) check when you are ready to purchase your new or used vehicle at the dealership. With a VIP¹ check you are pre-approved up to a certain amount, and have the power to negotiate the best price for your vehicle at the dealership. Additionally, our low rates, flexible terms, and first payment date options* are geared to fit your lifestyle, and help you save more over the life of your loan.
The savings don’t stop with just the auto loan. HFCU also offers excellent Protection Products² that can help you protect your investment and extend the life of your vehicle, which include Extended Warranties, GAP Plus, Debt Cancellation Protection; as well as Tire, Wheel, Windshield, and Dent & Door Protection. You may be able to roll these low-cost protection products in with your loan!
We are dedicated to saving you money on your first auto loan! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT. If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call.