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Accelerate Your Savings, Refinance Your Auto Loan


Are you are struggling to make your current monthly auto payment, looking to change the length of your loan, or want to save on one of your biggest monthly expenses? By refinancing your current auto loan from a dealer or another financial institution with HFCU, you could save hundreds to thousands of dollars over the life of your auto loan.

Whether you’re refinancing or buying a new or used vehicle, you can save BIG with our auto loan rates starting as low as 1.75% APR,* flexible terms and flexible first payment date options.

Start Saving BIG, Apply for Your HFCU Auto Loan Today »

Our application process is quick, easy, and only takes a few minutes! You can apply online, by clicking the button above, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU (1-844-847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. and Saturday 9:00 a.m.-2:00 p.m. If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective September 1, 2020 through September 30, 2020. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $20,000 minimum loan. Payment example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR. For deferred payment option, interest accrues during deferral period. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.