News Articles


Refi and Save More with HFCU Auto Loans!

Discover a better financing experience by refinancing your auto loan with rates starting as low 1.99% APR*. When you refinance your auto loan with Houston Federal Credit Union, you could potentially save thousands of dollars by lowering your interest rate, reducing your monthly payments, and choosing repayment terms that make sense for you to get the best deal.


Making Social Distancing Positive

At Houston Federal Credit Union, we know that you are constantly being reminded about the COVID-19 pandemic through the news and everyone around you. It has temporarily changed our world and normal routine in just about everything that we do, and the purpose of this message is to remind our members and everyone else to stay positive, keep looking towards tomorrow and know that we are here for you.


Get Your Funds Up-To Two Days Faster!

When you set-up Direct Deposit* through an employer with your HFCU account, you could receive your paycheck or federal benefits up to two days earlier and at no extra charge. No more waiting in lines or worrying that your check may be late or lost in the mail.


Make The Most of Online & Mobile Banking

Make banking more convenient with 24/7 online and mobile banking. Access your accounts, transfer funds around, and even apply or make a payment on an HFCU loan when you enroll in online banking (eTeller) and HFCU’s other remote banking services.

Protect Yourself Against Coronavirus Scams

At HFCU, we are serious about our members, guest member’s and employee’s safety concerning the Coronavirus (COVID-19). Federal, state and local government are working persistently to respond to the rapid growth of the public threat of COVID-19 while communities across the country are dealing with an increase in the number of reported cases. While necessary health tips and actions are being taken to reduce exposure. It is also important to watch out for scammers that are taking advantage of fears surrounding the Coronavirus. Scammers are setting up websites to sell fake products, and using fake emails, texts, and social media posts as a trick to take your money and gain your personal information.


Our Drive-Thru Lanes are Open to Serve your Financial Needs

In cooperation with the recommendations of limiting gatherings of 10 or more from the White House and the CDC’s latest guidance on social distancing, Houston Federal Credit Union will close all branch lobbies with the exception of the Greenville, South Carolina Branch to the general public effective Thursday, March 19, 2020. However, HFCU branches with drive-thru banking will be operational via drive-thru stations only during drive-thru business hours.


Save Time and Apply for Your Loan Online!

Save yourself a trip to a branch and apply for the money you need today with HFCU’s remote online loan application! Whether you’re looking to purchase a new or used vehicle or perhaps refinance your auto loan, cover unexpected expenses, consolidate debt, secure a business loan, or purchase a home or finance home improvements we can help.

Our online loan application process is quick, easy, and will allow you to complete a secure loan application in minutes, from anywhere, at anytime. HFCU members can apply for loans through your online banking (eTeller) portal

If you need assistance setting up your online banking (eTeller) portal, please call us at 281-243-0500 or toll-free at 1-866-OUR-HFCU, and we are more than happy to assist you. Our call center hours are Monday – Friday 8:30 am – 7:00 pm and Saturday 9:00 am – 2:00 pm.

Our call center is fully staffed at this time, but due to high call volumes wait times are high. If you prefer someone to call you back, please follow the key prompts for an option to leave a message with your call back number, and a Member Service Representative will call you back as soon as possible.

Save Time and Apply for Your Loan Online

Need to make a payment on your consumer or business loan?
Save even more time by scheduling a single payment or reocurring payments from any financial institution towards your HFCU loan remotely with HFCU QuickPay.

  • Enroll for HFCU QuickPay by Clicking here;
  • Select from which type of loan you will be making a payment on;
  • Follow the on-screen prompts and in minutes you’ve set up your loan payment!
*Must be eligible for HFCU membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service. Apply online at, visit any of our convenient locations or call us at 281-243-0500 for more information. Terms and conditions may apply. Federally Insured by NCUA.

Your Digital Wallet Is at Your Convenience!

At this time, HFCU strongly encourages all of our members to utilize their digital wallet and other forms of contactless payment to make everyday purchases and to avoid handling cash if necessary.


Limit Use of Cash with an HFCU Debit Card

At this time, HFCU strongly encourages all of our members to utilize their HFCU Visa® debit card to make everyday purchases and to avoid handling cash if necessary.


Important Information Regarding Coronavirus (COVID-19)

Houston Federal Credit Union is closely monitoring Coronavirus (COVID-19) and is aware of its global impact, as well as here in the United States. Our commitment to the health and safety of our members, guest members and employees is of the utmost importance. In addition, we take our corporate citizen responsibility serious and will do our part to help prevent the spread of COVID-19. That is why we have already taken a series of precautionary steps to minimize the risk for staff, members and guest members.