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Current Share & Share Certificate Rates


Share Rates

 Dividend RateAPY
$0.00 - $19,999.99 0.25% 0.25%
$20,000 - $99,999.99 0.40% 0.40%
>= $100,000 0.65% 0.65%
Effective January 1, 2009 to January 31, 2009
Payable February 1, 2009
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Club and Checking Rates

 Dividend RateAPY
Holiday/Vacation Club Accounts 1.10% 1.10%
Flexible Checking 0.15% 0.15%
Effective January 1, 2009 to
Payable February 1, 2009
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Insured Money Market Rates

 Dividend RateAPY
$.00 - $1,999.99 0.00% 0.00%
$2,000 - $9,999.99 1.10% 1.10%
$10,000 - $19,999.99 1.44% 1.45%
$20,000 - $39,999.99 1.69% 1.70%
$40,000 - $99,999.99 2.13% 2.15%
>= $100,000 2.42% 2.45%
Effective January 1, 2009 to January 31, 2009
Payable February 1, 2009
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Health Savings Accounts (HSAs)

 Dividend RateAPY
Health Savings Accounts 2.42% 2.45%
Effective January 1, 2009 to January 31, 2009
Payable February 1, 2009
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IRA Share Rates

 Dividend RateAPY
$.00 - $99,999.99 1.69% 1.70%
>= $100,000 2.42% 2.45%
Effective January 1, 2009 to January 31, 2009
Payable February 1, 2009
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Share Certificate Accounts

  Share IRA & Jumbo
  Div. Rate APY Div. Rate APY
7 - 91 Days 1.887% 1.90% N/A N/A
6 - <12 Months 2.379% 2.40% 2.497% 2.52%
12 - <18 Months 2.673% 2.70% 2.791% 2.82%
18 - <24 Months 2.771% 2.80% 2.889% 2.92%
24 - <30 Months 2.918% 2.95% 3.035% 3.07%
30 - <36 Months 3.016% 3.05% 3.133% 3.17%
36 - <48 Months 3.260% 3.30% 3.377% 3.42%
48 - <60 Months 3.406% 3.45% 3.523% 3.57%
>60 Months 3.650% 3.70% 3.766% 3.82%
9 Month Special 2.967% 3.00% 3.084% 3.12%
Effective December 30, 2008 to January 5, 2009
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Important disclosure information

APY = Annual Percentage Yield.
Rates are subject to change weekly.
$7,500 minimum investment for 7-91 day regular certificates.
$500 minimum investment for 6-60 month regular & IRA certificates.
$100,000 minimum investment for jumbo certificates.
Fees and other conditions could reduce the earnings on the account.
If you have any questions please feel free to call HFCU at 1-866-OUR-HFCU or (281) 243-0500. You can also request information online or stop by and enjoy some free coffee while we talk.
This credit union is federally insured by the National Credit Union Administration

©2004 Houston Federal Credit Union

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