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16320 Kensington Drive
Sugar Land, Texas
77479-4097
(866) 687-4328 (toll free)
(281) 243-0500 (local)

Personal Loan Rates


New & Used Automobile Loan Rates

Fixed Rate
  Up To 36 Mos. 37 - 48 Mos. 49 - 60 Mos. 61 - 72 Mos. 73 - 84 Mos.
  APR APR APR APR APR
Rates as low as: 3.99% 4.75% 4.99% 5.25% 5.50%
Effective November 1, 2008 to November 30, 2008
View Previous Rates


Other Secured (Boats, RVs, Stock, etc)

Fixed Rate
  Up To 36 Mos. 37 - 48 Mos. 49 - 60 Mos. 61 - 72 Mos. 73 - 84 Mos.
  APR APR APR APR APR
Rates as low as: 4.75% 6.25% 6.50% 6.75% 6.99%
Effective November 1, 2008 to November 30, 2008
View Previous Rates

Holiday Loan Special

Fixed Rate
Term6.99% APR
Borrow up to $2,500Up To 12 Months
Holiday Loan Special available from
October 1, 2008 to December 31, 2008
View Previous Rates

Signature Loans

Fixed Rate
  0-48 Mos.
  APR
Rates as low as: 6.99%
Effective November 1, 2008 to November 30, 2008
View Previous Rates

Hurricane Ike Relief Loan

No Payments for 90 Days
Maximum Amount Maximum Term APR
$2,50024 Months6.99%
Available through December 31, 2008

Credit Cards

Variable Rate
TypeAPR
MasterCardRates as low as 6.99%
VisaRates as low as 7.99%
Effective November 1, 2008 to November 30, 2008

Important disclosure information

Credit Card Disclosures.  View Credit Card Disclosures.

*3.99% APR Applies to new purchase money only.

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant's credit history. Stated "rates as low as" apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Auto terms 61-72 months require a $25,000 minimum and auto terms 73-84 months require a $35,000 minimum. All APRs effective through November 30, 2008.

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If you have any questions please feel free to call HFCU at 1-866-OUR-HFCU (1-866-687-4328) or (281) 243-0500. You can also request information online or stop by and visit with one of our friendly service representatives.