Our Share Certificate Account is an investment account for members who want to earn a higher dividend rate and do not need immediate access to their funds. Except in certain circumstances, a substantial penalty for early withdrawal will apply. Our rates are reviewed and set weekly to ensure that our members receive the best rates.
HFCU's Share Certificate Accounts are built with flexibility in mind. With different minimum share amounts and terms, our Share Certificate Accounts may be the perfect fit for your financial goals.
HFCU's Share Certificate Account Types:
Flexible-term Share Certificate
$500 Minimum per share, 6 - 60 Months
Dividends may be compounded quarterly or paid monthly (to a different Share Account).
IRA Flexible-term Share Certificate
$500 Minimum per share, 6 - 60 Months
Dividends may be compounded quarterly or paid monthly (to a different Share Account). Dividend rate is 12 basis points higher than regular Flexible-term Share Certificate.
Jumbo Flexible-term Share Certificate
$100,000 Minimum per share, 6 - 60 Months
Dividends may be compounded quarterly or paid monthly (to a different Share Account). Dividend rate is 12 basis points higher than regular Flexible-term Share Certificate.
If you have any questions please feel free to call HFCU at 1-866-OUR-HFCU (1-866-687-4328) or (281) 243-0500. You can also request information online or stop by and visit with one of our friendly service representatives.
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